What to Do When Data Breaches Affect Your Institution’s Loan Marketing
On September 7, 2017, Equifax made public a security breach that potentially exposed personal, sensitive information of more than...
Accelerate Growth in a New World: How To Attract Loans in a Competitive Market
The key to beating the competition in a fluctuating banking is to create a new core account holder base,...
The New FICO Score Calculations – Will It Affect How You Do Business?
To remain competitive, traditional lenders may need to consider criterion similar to Fintech applications where FICO scores weigh less...
Generating Fee Income in a Friendly Sort of Way
Going back to the 1980s, net interest margins (NIMs) typically hover between 3-4 percent. So what, you say? Well,...
Financial Institutions and Fintechs — A Marriage of Convenience?
Consumers’ continued adoption of technology makes partnering with fintechs to provide a convenient channel through which account holders can...
What Goes Down, Must Come Up: Preparing for Rising Interest Rates
What’s going to happen with interest rates? When are they going up?