Insight Center Resources

Industry knowledge to help you grow your business

Generational Borrowing Habits: The Skinny on Boomers, Gen X, Millennials, and iGen

The traditional life-stage model has been very useful for financial institutions and their marketers. But recent research suggests that every generation approaches their finances differently.

Possible reasons for this include the Great Recession, the proliferation of digital technologies, or simply the passage of time. One thing is clear: financial institutions that want to grow their loan portfolios need to understand these generational differences. They present real opportunities for more personalized loan products, emphasizing the digital experience, and delivering a frictionless process for customers.
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Harland Clarke Corp. is a leading provider of best-in-class integrated payment solutions and marketing services, serving multiple industries including financial services, retail, healthcare, insurance, and telecommunications.

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