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Bank Boosts Direct Lending With Loan Refinance Program

A large regional bank with more than $10 billion in assets wanted to capitalize on recent changes to the federal government’s Home Affordable Refinance Program (HARP), which helps homeowners refinance their mortgages to lower rates even if they owe more than their home is worth. For the bank’s direct lending unit, HARP was a tremendous opportunity to grow its mortgage loans.

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